To Open a UBA bank account is a necessary step for many people, but it can be time-consuming and inconvenient to go to a bank branch. Fortunately, there are now several ways to open a bank account online or using your mobile phone.
This article will discuss four ways to open a UBA account using your phone. We will cover the requirements for each method, as well as the steps involved in opening an account.
Open a UBA Account With Your Phone in Minutes
There are different ways that you can log in using your mobile device. In fact, there are 4 ways in which you can open a UBA account using your phone easily. So, here are the different ways you can do this:
1. Using the UBA Mobile Banking App
- Download the banking app on the Play Store or Apple Store.
- Open the app.
- Click on Open an Account in the bottom left corner and click Accept.
- Select either a current or savings account.
- Then, choose whether to open with BVN or without one.
- Enter your BVN number (If you choose BVN).
- Enter your Phone number (If you choose without BVN).
- Select your Date of birth.
- Then Click Next.
After this step, you will be guided through a series of on-screen prompts where you will enter your identification information and other required information to open your bank account.
2. Open An Account Using The UBA Mobile App
- Download the banking app on the Play Store or Apple Store.
- Open the app.
- Click on the Open an Account button.
- Select your country.
- You will be asked “Do you have a BVN” Answer with Yes or NO.
- Click Confirm.
- Choose and select a Current A/C Individual, Instant with BVN, or UBA Bumper Account.
- Click on the I’m Interested button.
Finally, you will follow a series of on-screen prompts to enter your identification information and other details to open your bank account.
3. Using USSD Code To Open A UBA Account
- Go to your Phone App on your mobile device.
- Use the *919*20# code to begin the process of opening a UBA account.
- Select 1 or 2 to open with BVN or not respectively.
Finally, you will be prompted to enter your identification information and other relevant information on the screen to open your bank account.
4. Using Chat With Leo
Leo is available to chat on a variety of messaging platforms, including Whatsapp, Messenger, Apple Messages, Instagram, and Google Business Chat. To chat with Leo, simply go to UBA’s chat with Leo page.
- Open your preferred messaging platform.
- Contact Leo on any of these messaging platforms to open an account.
- Send Leo a message that says “Open account“.
- Reply with A or B to Open with a BVN or Without Respectively.
After this step, you will follow a series of on-screen instructions to enter your identification information and other relevant data to open a bank account.
Other Methods To Open a UBA Account
Other than using your phone to open a UBA account, there are other alternative ways that you can open an account.
1. Using The UBA Website
- Go to aop.ubagroup.com.
- Select your country.
- Click GET STARTED.
- Select your account type which is either Open a Savings Account Or a UBA Diaspora Account.
- Then, proceed to BVN validation.
- Authenticate your OTP.
- Then enter your Address and Signature.
After this step, you will be redirected to a page where you can enter your identification information and other necessary information to open a bank account.
2. Using A UBA ATM Machine
- Visit the closest UBA ATM branch close to you.
- Using a UBA ATM, select Open an Account
- Choose either to Open with a BVN or Without
After completing this step, the system will prompt you to follow on-screen instructions. You’ll need to enter your identification information and other details to open your bank account.
3. Going To A UBA Banking Branch To Open An Account
Visiting a branch is a common way to open a bank account and receive personalized assistance from the bank staff. When you go to the UBA branch, make sure to bring along your identification documents, proof of address, and any other necessary paperwork they might require for account opening.
Requirement To Open A UBA Current Account
- 2 passport photographs: The photographs must be recent and in good condition.
- Valid means of identification: You can use any of the following documents as proof of identification:
- National ID card.
- International passport.
- Permanent Voter’s card (PVC).
- Driver’s license.
- Less than 3 months old Utility bill: The utility bill must be in your name and must be dated within the last 3 months.
- 2 current account references: You can use the current account details of two people who are not related to you. The current account holders must be willing to provide you with a reference letter.
In addition to these documents, you will also need to make a minimum deposit of N5,000 when you open a UBA account in a branch or online.
Requirement To Open A UBA Savings Account
- valid ID: You can use any of the following documents as proof of identification:
- International passport.
- Driver’s license.
- National Identification Card (NIN).
- Permanent Voter’s card (PVC).
- A Passport Photograph: The photograph must be recent and in good condition.
- Utility Bill less than 3 months: The utility bill must be in your name and must be dated within the last 3 months.
In addition to these documents, you will also need to make a minimum deposit of N2,000 when you open a UBA account online or in a branch.
Conclusion
In this article, we’ve explored various ways to open a UBA account using your mobile device. From using the UBA Mobile Banking App to USSD codes and chatting with Leo, UBA provides multiple convenient options to suit your preferences.
By following the steps outlined in this article, you can easily open a UBA account and start managing your finances with ease. So, whether you prefer using mobile apps or prefer a simple USSD code, UBA has you covered when it comes to opening an account.