In this article, we will discuss why you should verify your Kuda bank account, the requirements for the verification process, how to verify and upgrade your Kuda bank account, and the benefits of verifying and upgrading your Kuda bank account. We will also answer some FAQs about the verification process.
Why Should You Verify Your Kuda Bank Account
Well, verification is a security measure that Kuda uses to protect you and other customers from identity fraud. By verifying your account, you prove that you are the real owner of the account and that no one else can access it without your permission. Also, it will upgrade your Kuda bank account limit.
Requirements for The Verification Process
Your identity documents are your BVN (Bank Verification Number) and a valid ID issued by the government (driver’s license, voter’s card, national ID card, or NIN slip). These documents help Kuda confirm that your name, date of birth, and other personal details match the ones on your account. To verify your Kuda bank account, you will need to provide the following:
- Your BVN (Bank Verification Number): Your BVN is a unique 11-digit number that links your bank accounts and financial information. You can obtain your BVN from your existing bank or through the Nigerian Inter-Bank Settlement System (NIBSS) website.
- A valid government-issued ID: You can use any of the following government-issued IDs for verification:
- Driver’s license,
- Voter’s card,
- National ID card,
- or NIN slip.
- A clear photo of your face: You will need to take a clear photo of your face during the verification process. This photo will be used to confirm your identity and prevent unauthorized account access.
How to Verify and Upgrade Your Kuda Bank Account
The verification process can be completed within the Kuda mobile app. Follow these steps to verify your account:
- Open the Kuda mobile app and sign in to your account.
- Tap on the More button on the bottom menu.
- Tap on the Account Limits option.
- Tap on the Upgrade Account button.
- Select the Verify Me button.
- Enter your BVN and tap on the Next button. You can get your BVN by dialing *5650#.
- Choose the type of ID you want to use for verification (driver’s license, voter’s card, national ID card, or NIN slip).
- Enter your ID number and take a clear photo of your ID.
- Take a clear photo of your face following the on-screen instructions.
- Please review the information you have provided and ensure it is accurate.
- Submit the verification request.
Once you have submitted your verification request, the Kuda team will review your information and may contact you for further details if necessary. The verification process typically takes a day or less to complete. However, in my case, it took 15 minutes to get verified by Kuda.
Also, Check Out: How to Login to Your Kuda Bank Account Online
Benefits of Verifying and Upgrading Your Kuda Bank Account
Verifying your Kuda bank account offers several benefits:
- Enhanced security: Verification helps to protect your account from unauthorized access and fraudulent activities.
- Increased account limits: Once verified, you will be eligible for higher account limits, allowing you to transact larger amounts of money.
- Access to additional features: Verified Kuda users may gain access to additional features and services not available to unverified users.
Verifying and Upgrading Your Kuda Bank Account
For you to verify your Kuda bank account is a simple step to ensure the security of your funds and enhance your overall Kuda experience. By providing the required information and completing the verification process, you can safeguard your account and enjoy the full benefits of Kuda’s financial services.
Kuda typically verifies accounts within 1-2 business days. However, the verification process can vary depending on the volume of verification requests and the complexity of the case. In some cases, verification may take up to 72 hours.
In my case, it took only 15 minutes for Kuda to verify my account. However, this is not always the case, and the verification process can vary depending on the factors mentioned above.
Your Kuda account is showing pending because you have applied to verify and upgrade your account. The Kuda team is currently reviewing your verification request and will activate your account once the review is complete.
Within the Kuda app, you can initiate a chat with a customer service representative or call them directly. Also, you can reach them via the Kuda website.